Home Solutions Chicago

Now is the time to refinance! Mortgage rates are just starting to come back up from an all time record low that hit in the Spring of 09'. If you haven't taken the time to look into refinancing you are potentially missing out on hundreds of dollars in savings each month! Just imagine what you could do with all that extra money.

30-Year Fixed Rates (1963 - 2009):

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Source: www.mortgage-x.com
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Call us now at 773-270-2193 or click to pre-qualify yourself online now

If you have a first mortgage that is anywhere over 5.25% interest on a 30 year fix then you are paying more than you should. We can get you 4.5% on a 30 year fix and potentially save you hundreds of dollars a month. Even if your first mortgage rate is lower than a 5.25%, if you have debt to consolidate on a second loan or HELOC then there's a good chance you're paying more than you could and should be. You can also drop your loan term to a 10 or 15 year fixed rate loan at around 4.25% and walk away knowing you're saving half of your money that would have otherwise been lost to interest!

The best way for you to get started is to fill out a contact form or to fill out the more complete pre-qualification form. We recommend you fill out the complete pre-qualification form because it gives us more information to better evaluate your situation so we can pre-qualify you quicker. The contact form only takes a minute but we'll need to contact you for more information, so we can determine which program works best for you.

It is important for you to know that Midwest Funding is a wholesale lender, which means we are offering competitive rates that you will not find if you go directly to one particular bank. We do not have their overhead and do not tack on erronious charges that many banks do!

Call us now at 773-270-2193 or click to pre-qualify yourself online now or
feel free to visit us in person. Our office is located at 1927 W. Irving Park Dr., Chicago

Reasons to apply today:

Approval in minutes.
Skip up to two mortgage payments during the process (that means no payments until December.)
Potential cash back at closing to fix your house up, etc.
Consolidation of other debt.
Savings of hundreds of dollars a month.
Ability to earn equity faster by reducing your principal quicker.
Only out of pocket expense is the appraisal.
You can refinance with as little as 2.5% equity in your property.
We offer Federally insured programs.

To get your free report on savings available to you fill out the Contact Form below.

www.mlcalc.com

Our Rates:

4.7% on a 30 yr. fix
&
4.25 on a 15 yr fix

www.mlcalc.com

Recent mortgage news articles:

Mortgage rates rise from Spring 2009's all time low

Mortgage Daily News

Mortgage tips and FAQ

Contact Form The following is our contact form. If you wish to be processed immediately please click here to fill out the . Otherwise leave your information and we will get in touch as soon as possible. All information will remain confidential
* Your First Name:
* Your Last Name:
E-mail Address:
* Home Phone: (Please include area code)
Alternate Phone: (Please include area code)
Best Time To Call:
Tell us what you're looking for...
Purpose of the loan:
Loan amount you're applying for:
Property value:
Is there a co-borrower?:
Tell us about your financial situation...
Are you currently employed?:
Have you been with your current employer or in the same job field for the last two years?:
Current annual household income:
How is your credit?
You're almost done!
Please tell us how you heard about us:
Please provide any further comments that you feel are important in the box below:

Don't forget to click the submit button!

Complete fast response pre-qualification form

The following is our Refi pre-qualification form. Fill out this form as completely as possible and we will contact you ASAP. The more details you provide, the easier it will be for us to identify how much we can reduce your monthly mortgage payment.
**All information will remain confidential**

* Your First Name:

* Your Last Name:

E-mail Address:

* Day Time Phone:
(Please include area code)

Evening Phone:
(Please include area code)

Fax Number:

Best Time To Call:

Tell us about the property...

* Property Street Address:

* Property City:

* Property State:

* Property Zip:

The Property is currently:

Property type is:

No. of Bedrooms:

No. of Baths:

Approx. square Footage:

Approx. age of House:

Garage:

Construction Type:

Basement:

What is the general condition of the house:

Please describe any repairs you would make, if affordable:

Check any that may apply

Wood Floors	Carpeting
Fireplace	Deck
Game Room	Swimming pool
Central Air	GFA

Tell us about the numbers...

How much do you feel the property is worth:

Is your estimated value based off of a recent appraisal?:

When did you purchase the property?:

How much did you pay for the property?:

1st mortgage balance:

What type of a loan is it?:

1st mortgage monthly payment amount:

Years left on mort.:

Current interest rate:

Does the 1st mortgage payment include taxes and insurance:

Are there other mortgages or other loans on the property?
If not select NO and click here:

2nd mortgage balance:

What type of a loan is it?:

2nd mortgage monthly payment amount:

Years left on mort.:

Current interest rate:

Are all mortgage payments current?:
If so select YES then click here

Have you missed any payments in the past 12 months?:

If payments are not current, how far behind are they...

1st mortgage

$ amount behind:

# of payments:

2nd mortgage

$ amount behind:

# of payments:

Other mortgage

$ amount behind:

# of payments:

Have you received a foreclosure notice:

Has a foreclosure sale date been set:

Sale date:

Just a couple more questions...

Have you ever filed bankruptcy

If so, when were you discharged:

Are you the only person on the mortgage (ie. no co-signers)?:

Income information:

Enployment type:

Employer:

Occupation/job title:

Annual earnings:

Years employed with this company:

Approximate credit score:

How much revolving credit card debt do you currently have:

Would you be interested in cash out at closing?:

If so, how much?:

You're almost done!

Please tell us how you heard about us:

Please provide any further comments that you feel are important in the box below. Once this information is reviewed we will contact you to go over your options and so we can run a credit check to verify your debt/income ratio:

Don't forget to click the submit button!

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